1. Building liquid savings
Develop a savings plan
How interest rates are determined
Money market accounts
Money market funds
Are liquid CDs your cup of tea?
2. Certificates of deposit
Lock up your money; get higher interest
What type of CD is best?
Certificate of deposit investing strategies
Compare CDs with other investment options
Bank CDs versus brokered CDs
Foreign-currency CDs: tempting and risky
Zero-coupon CDs risky in the short term
3. Investing in bonds
U. S. Treasury securities
Series EE Patriot Bond
TIPS (Treasury Inflation-Protected Securities)
4. Fixed-income investing
Permanent insurance: Whole, universal, variable
Bank loan funds
5. Savings with tax breaks
Penalty-free IRA withdrawals
6. Banking institutions
Types of banking institutions
Who to complain to, and how
How the FDIC protects your money
7. Bankrate’s resources
Criteria used in Bankrate.com surveys
How safe is your bank?
8. Chapter 8: Investing in metals
The lowdown on buying selling silver
How to invest in precious metals
Gold rush: Investors play it safe
The pros and cons of investing in gold
Are annuities right for your investment plan?
Types of banks: Are you banking at a thrift, bank or credit union?
With CDs, you lock up your money in return for higher interest
ABCs of IRAs for newbies
Stock experts predict calm